Logging in BUG

I dont have my username/pass encoded in the address but I get an error saying that that is what I am trying to do so it must be a bug in the program..

I was typing in:
ftp://members.optusnet.com.au (which is what is required)
[would not allow this] It was obviously reading a part of this address to be my login name/password..
so I had to take out ' ftp:// ' in order for it to work. This took me about 3 hours to work out as nothing was documented about this sort of problem..

There is no bug on that, your encoding mean anonymous login.

There is no bug on that, your encoding mean anonymous login.
I have set nothing to anonymous- the box is unchecked.. I have already checked that issue- and am aware of that setting

Prefixing your URL with "ftp://" without specifying a username and / or password as in "ftp://username:password@server.com" is interpreted as username and password being empty. Empty strings are not allowed to log into an FTP server, so the default anonymous settings are used which override the settings entered in the address bar. That's why the warning is displayed.