New and Need Help

I am new to SmartFTP, I want to try it out before purchase. My understanding is this program can also be an FTP program.
So what would be the Account Name, host, login and password

Hello ..

The username/password and host information is usually provided by your web hosting company. This is the company which manages the servers where your website is located at.
Please contact them for this information. And then follow the connect tutorial at:
https://www.smartftp.com/support/howto