invalid page fault

Every time I try to run Smart FTP on my Windows 98 computer, I get the following error:

SMARTFTP caused an invalid page fault in
module USER.EXE at 0003:00009e46.
EAX=c003211f CS=17b7 EIP=00009e46 EFLGS=00000202
EBX=000316bf SS=3aff ESP=00008706 EBP=00c68760
ECX=17373aff DS=16bf ESI=00200000 FS=210f
EDX=817dafe8 ES=0187 EDI=00000401 GS=0000
Bytes at CS:EIP:
67 3b 46 20 75 59 8e c0 26 83 3e 68 00 00 75 4f
Stack dump:
00000401 00032ec4 02e616bf 00001737 00000000 04010000 00200000 87cc3aff 00060000 deb900e1 00000051 323117ed 0187016f 2066210f 87cc0006 87680177

What's up? Is it easily fixed?

Upgrade your operating system. Windows 9x is no longer supported.