No Connection with New 2.0 using Me OS

Using Me operating sysyem. No problems with prior 1.9 version. Multiple downloads of 2.0 produce the same result. After selecting FTP and filling in the three blanks, then clicking the connect arrow, the following message is returned immediately. How to fit ??

"Smartftp has caused an error in USER.EXE
smartftp will now close"