FTP username and password

I recently downloaded Smart FTP. I entered the FTP, username and password, and when I hit enter, I get a message that when I enter a ftp URL in the address box, the username and password boxes are not used. Problem is, the site doesn't allow anonymous logins, so I can't log in. How do I get smart FTP to allow use of username and password (I've used Fire FTP for Mozilla Firefox and didn't have this problem).

The problem is that you've used the wrong syntax for the URL in the address bar. Either start the URL with "ftp://" (in which case SmartFTP assumes the username and password to be encoded into the URL in ftp://username:password@ftp.host.com/ style; it will log in anonymously if username and password are omitted, ignoring what you entered into the edit fields) or omit the "ftp://" prefix and use the username / password edit fields in the address bar.